Car Insurance

In the United States, car insurance is compulsory in most states, though enforcement of the requirement varies from state to state. The state of New Hampshire, for example, does not require motorists to carry liability insurance, while in Virginia residents must pay the state a $500 annual fee per vehicle if they choose not to buy liability insurance. Penalties for not purchasing car insurance vary by state, but often involve a substantial fine, license and/or registration suspension or revocation, as well as possible jail time in some states. Usually, the minimum required by law is third party insurance to protect third parties against the financial consequences of loss, damage or injury caused by a vehicle.

Luxury SUV

A luxury SUV is a North American term for sport utility vehicles which have features that resemble other luxury vehicles. They are relatively expensive and have a higher emphasis and premium on comfort, quality, style and engineering, than their mainstream counterparts. Even though luxury SUVs do not necessarily feature more comfort or a higher quality than sedans, they tend to be more expensive than luxury sedans. The top-of-the-line SUVs of American and Japanese luxury car makers out price their flagship sedans. The flagship SUV Cadillac Escalade is a luxury SUV. In European automakers, where the flagship sedans are still priced above the top-of-the-line SUV. Mid-level luxury SUVs feature base MSRP's ranging approximately between $40K to $80K. Vehicles in this category include: Audi Q7, Porsche Cayenne S, Acura MDX, Cadillac Escalade, Volkswagen Touareg, Mercedes-Benz M-Class, Mercedes-Benz GL-Class, Volvo XC90, Saab 9-7X, Lincoln Navigator, Land Rover LR3, Land Rover Range Rover Sport, Lexus GX, Lexus RX 400h, BMW X5, Infiniti QX56, Toyota Land Cruiser, Toyota Prado and Infiniti FX. High-end luxury SUVs. Vehicles in this category include: Mercedes-Benz G-Class, Lexus LX, Porsche Cayenne Turbo, and Land Rover Range Rover.